What to Know About the Sherman, TX Crime Rate and Local Living in 2026

Sherman, TX has an estimated population of 48,131 in 2026, which puts it firmly on the map as a growing hub in Grayson County. If you're weighing the pros and cons of living in Sherman, you're probably already wondering what the crime picture actually looks like - and whether the numbers you've seen online tell the whole story.

The median home price in Sherman is around $279,848, and homes are sitting on the market for roughly 78 days. Before you get deep into any of that, it's worth understanding the town-level crime data, how public services are staffed, and what environmental factors like nearby Lake Texoma mean for homeowners day to day.

Crime Statistics in Sherman, TX

NeighborhoodScout reports that the crime rate in Sherman, TX is higher than 86% of Texas cities and towns. The overall rate sits at about 22 crimes per 1,000 residents - a 1 in 45 chance of victimization. That's the number. What you do with it depends a lot on context.

Various platforms pull from the same underlying police reports and then assign their own safety grades, and the results frequently conflict with each other. A single letter grade from one aggregator site isn't enough to base a decision on. You need to look at the raw data.

Making Sense of Crime Grades and Indexes

CrimeGrade.org gives Sherman an overall D+ rating, placing the town in the 24th percentile for safety. That breaks down into a C- for violent crime and a D for property crime.

Then look at a 2026 report from Doorprofit.com, which assigns Sherman a B- overall using a different methodology applied to the same public records. Both can't be the full picture. Use these grades as a starting point, not a final verdict - they're prompts for deeper research, not conclusions.

Comparing Sherman to Texas and National Averages

Sherman's aggregate crime figures often track higher than the Texas state average. It's also worth noting that the data covers the entire municipal boundary, so these rates reflect the whole town rather than any individual subdivision or street.

Real estate professionals don't rank specific neighborhoods as safe or dangerous - that's not just professional caution, it's fair housing law. If you want to get granular about incident locations, the Sherman Police Department's public crime maps are where to look.

Breaking Down the Sherman Crime Rate

The overall Sherman crime rate includes both violent and property incidents. Property crimes - theft, burglary, that category - account for the large majority of what's showing up in local police reports.

Pulling back to look at multi-year trends gives you a cleaner read on where things are heading than any single year's snapshot. And on that front, the picture is genuinely mixed.

Violent and Property Crime Figures

NeighborhoodScout estimates the violent crime rate in Sherman at about 3 per 1,000 residents. CrimeGrade.org tracks it slightly higher at 3.838 per 1,000. These figures include offenses like aggravated assault and robbery.

Property crime is where the numbers get more significant. NeighborhoodScout reports about 19 property crimes per 1,000 residents; CrimeGrade.org puts that figure at 21.66 per 1,000 in a typical year. Whatever the precise number, property crime is clearly the dominant category here.

How Crime Trends Have Changed

The violent crime trend is actually moving in the right direction. OpenCrime.us describes the five-year violent crime trajectory as improving and notes a 15.9% year-over-year drop.

AreaVibes reports a similar 16% year-over-year decrease in violent crime. The harder news from the same source: a 29% increase in property crime over the same period, which is driving an overall 19% increase in total reported incidents. Violent crime is down, property crime is up - that's the honest summary.

Public Safety and Emergency Services

The Sherman Police Department handles law enforcement within the city limits. AreaVibes reports the department employs 85 officers, which works out to 2.2 officers per 1,000 residents.

That staffing level is about 28% below the Texas average and 33.4% below the national average. If you're relocating from a larger city, it's reasonable to calibrate your expectations for non-emergency response times accordingly.

Police and First Responder Coverage

The police department operates across all zones of the city, handling everything from traffic incidents to criminal complaints. Fire and EMS units run out of local stations to cover medical emergencies and fire suppression.

Coverage ends at the city boundary, where Grayson County services take over. If you're looking at a property on the edge of town, it's worth confirming which jurisdiction handles your specific address - that affects response times and, sometimes, insurance rates.

Contacting Local Services

For anything urgent, 911 is the number. For minor property crimes or noise complaints, the Sherman Police Department maintains a non-emergency dispatch line.

The city also handles public records requests if you want to pull the history on a specific property. That's a standard step in any thorough home purchase review, and I'd recommend it.

Natural Hazards and Environmental Safety

North Texas has real weather, and environmental factors deserve the same attention you'd give to any other line item in a home purchase. That means flood zones, storm patterns, and water conditions - not just what's happening at the property right now, but what could happen.

Sherman sits near Lake Texoma, which is a genuine regional draw. It also brings specific considerations for homeowners regarding property maintenance and insurance.

Lake Texoma Water Conditions

Lake Texoma offers boating, fishing, and swimming access. The Texas Commission on Environmental Quality and local health departments monitor the water for bacterial levels and algae blooms throughout the season.

If you're planning to use the lake regularly, check state advisory boards during the summer months. Advisories go up when conditions change, so you'll know when it's appropriate to be on or in the water.

Weather and Regional Hazards

Sherman gets the full North Texas weather package - high winds, hail, and heavy summer storms. Your insurance agent needs to walk you through coverage for roof damage and wind events before you close, not after.

Some properties near local creeks or low-lying areas may also require flood insurance. Pull the federal flood maps for any specific address you're serious about. If the house sits in a designated hazard zone, you'll want to know that before you're under contract.

Daily Life and Amenities in Sherman

Sherman functions as a regional center for Grayson County - parks, local retail, community events, steady infrastructure. The town's population of roughly 46,397 residents supports a local economy that isn't entirely dependent on any single employer or sector.

The real estate market currently has about 384 active listings, with homes selling for around 97% of list price. You'll find a mix of historic homes near the center of town and newer construction on the outskirts, which gives buyers at different price points real options.

Commuting and Getting Around

Most residents drive alone to work, and Highway 75 is the main artery through the region. Data USA reports the average commute time in Sherman at 23.2 minutes; U.S. News estimates it closer to 16.78 minutes. Either way, if your job is local, you're not spending your life in a car.

Commuting south to the Dallas-Fort Worth metroplex is a different story. Drive times will stretch considerably depending on where you're headed and when.

Housing Costs and Real Estate

At a median sale price of $279,848, Sherman comes in well below what you'd pay in most Dallas suburbs. The market has about 5.6 months of supply, which puts buyers in reasonable shape for negotiations - not a buyer's market exactly, but not one where you're competing blind either.

Property taxes and insurance costs will shape your actual monthly number more than the purchase price alone. Run the local school district boundaries and municipal tax rates before you finalize any budget, because those figures move the needle.

Frequently Asked Questions (FAQ)

What are the safest neighborhoods to buy a home in Sherman, TX?

It depends on the specific street. Real estate professionals cannot legally rank neighborhoods by safety or steer buyers toward specific areas, so buyers should review the Sherman Police Department's incident maps to evaluate individual blocks.

How does the crime rate in Sherman compare to nearby North Texas cities?

NeighborhoodScout reports that Sherman's overall crime rate is higher than 86% of cities and towns across Texas. Buyers looking for broader regional comparisons should review aggregate data for Grayson County.

Are property crimes and break-ins a major concern for Sherman homeowners?

Yes, property crime is the most common issue, with rates reported between 19 and 21.66 per 1,000 residents. AreaVibes recently noted a 29% year-over-year increase in property crime, so buyers should consider standard home security measures.

Is it safer to buy property inside the Sherman city limits or in the surrounding rural areas?

It depends on the exact location, as aggregate data only covers the municipal boundaries. Buyers should consult local crime maps to compare rural Grayson County addresses against homes within the Sherman city limits.

How is the rapid population growth from new tech plants affecting safety in Sherman?

As the town's population approaches an estimated 48,131 in 2026, crime trends show mixed results. Violent crime has shown year-over-year decreases of up to 16%, while total reported incidents have increased due to a rise in property crimes.

Is downtown Sherman safe to walk around at night?

It depends on the time and specific block. Sherman is served by a police force of about 85 officers, and residents should use standard precautions while checking local department data for night-time incident reports.